Home-built LiFePO4 banks, a JK BMS, Victron gear, and a page on the boat's own Raspberry Pi that shows every cell at once. Plus the two settings that decide whether your cells last five years or fifteen.
Lithium iron is not lithium ion
The lithium that catches fire and the lithium in a well-built boat bank are not the same chemistry.
The one that makes the news is lithium-ion in the narrow sense — cobalt-based cells, NMC and LCO. Phones, laptops, e-bikes, electric cars. Fantastic energy density. The problem is thermal runaway: damage one, overcharge one, or let one get hot, and the cell can generate its own oxygen and burn in a way that water won't stop.
What's in this boat is LiFePO4 — lithium iron phosphate. No cobalt. The iron-phosphate cathode is far more thermally stable, it tolerates abuse that would put an NMC cell into runaway, and it gives up perhaps 30% of the energy density in exchange. On a boat, where you have room for another cell but not for a fire, that is an easy trade.
LiFePO4 also behaves differently in use. A cell sits at roughly 3.2 V nominal and holds that voltage almost flat across most of its capacity, then falls off a cliff at each end. That flat curve is why you can't judge state of charge from voltage the way you could with lead acid, and it's why you need a BMS that counts.
Three banks, doing three jobs
| Bank | Chemistry | Job |
|---|---|---|
| House — 24 V | LiFePO4, home built | Everything. The big one. |
| Nav — 12 V | LiFePO4 | Instruments and electronics, kept separate from the house loads |
| Buffer — AGM | Lead acid (AGM) | Sits between the alternators and the lithium |
That AGM buffer is the part people miss. A lithium BMS can disconnect the bank instantly — that's its job. If an alternator is pushing 50 amps into the bank at the moment it opens, the alternator is suddenly driving an open circuit, and the voltage spike that follows can destroy its diodes.
So the alternators charge the AGM buffer, which can never disconnect, and DC-DC chargers feed the lithium from there. The lead-acid battery is there purely to give the alternator somewhere safe to push.
Solar and shore power feed the system through Victron equipment, and the engine feeds it through Victron Orion DC-DC chargers — 24 V, 50 A each — taking alternator output and delivering a properly regulated lithium charge profile instead of whatever the alternator felt like producing.
Some of those chargers come on automatically with the engine. Others are on manual switches, so we can decide when to pull hard on the alternator and when to leave it alone.
A bank is only as good as its worst cell
Cells in series all carry the same current, but they do not all hold the same charge.
Put eight cells in series for a 24 volt bank. Manufacturing tolerance means one of them has slightly less capacity than the others. On every charge it fills first; on every discharge it empties first. The BMS has to protect that cell, so it stops charging when the weak one hits its limit and stops discharging when the weak one hits the floor.
The whole bank is now the size of the worst cell, and the gap widens over time if nothing corrects it.
A passive balancer bleeds charge off the highest cell through a resistor as heat. Simple, slow, and standard. An active balancer moves charge from the high cell to the low ones instead of wasting it — much faster, and the reason the JK boards are popular.
Balancing only happens at the top of the charge, where the voltage curve is finally steep enough for the BMS to tell cells apart. That's why a bank that never gets charged all the way will quietly drift out of balance.
Custom page, running on the Raspberry Pi
The JK BMS has an app. The app wants your phone, Bluetooth range, and your attention. That's no good for something you want to glance at from the nav station, or trend over a month, or alarm on at three in the morning.
So the Pi reads the BMS and serves its own page: every cell voltage at once, the spread between highest and lowest, pack voltage, current, state of charge and temperature. It's a web page, so it comes up on the helm display, a phone, a laptop — anything on the boat's network — without installing anything.
Because it all lands in Signal K alongside everything else, the battery data sits in the same place as depth, wind and position. Which means alarms, logging and trends come essentially for free.
Both are about where you leave it sitting
Lead acid wants to be left at 100%. Lithium does not. A LiFePO4 cell held at full charge ages faster — calendar ageing, and it happens whether you use the boat or not. Leave a bank on float at full charge all winter and you will lose capacity you never spent.
The other end is worse but faster to notice. Run a cell below about 2.5 V and you risk permanent damage; leave a bank deeply discharged for months and the BMS's own draw can take it lower still. A bank that self-discharges into the floor over a winter may not come back.
This is the bit almost nobody does. If the boat is hauled out or you're not aboard for a season, reduce the charge voltages so the bank rests part-charged instead of being held full.
| Setting | Per cell | 12 V (4S) | 24 V (8S) | 48 V (16S) |
|---|---|---|---|---|
| Absolute maximum — never exceed | 3.65 V | 14.6 V | 29.2 V | 58.4 V |
| Normal absorption / charge | 3.45–3.55 V | 13.8–14.2 V | 27.6–28.4 V | 55.2–56.8 V |
| Normal float | 3.375 V | 13.5 V | 27.0 V | 54.0 V |
| Storage float — boat unused | 3.30 V | 13.2 V | 26.4 V | 52.8 V |
| Practical discharge floor | 3.00 V | 12.0 V | 24.0 V | 48.0 V |
| Absolute minimum — damage below | 2.50 V | 10.0 V | 20.0 V | 40.0 V |
The short version: for a season on the hard, aim to leave the bank around half to sixty per cent and let it sit there. Not full, not empty, not cycling.
Honest trade-offs
A drop-in lithium battery is a sealed box with a BMS you cannot see into. It works, and when it stops working you buy another box.
Raw cells plus your own BMS cost significantly less per usable amp hour, and — the part that actually matters — you can see every cell. When one starts to drift you know months ahead, and you replace a cell rather than a bank.
The cost is that you are now the one responsible for getting it right. Top-balance the cells before you commission the bank, set the BMS limits properly, give the alternators somewhere safe to push, and don't leave it sitting full. Get those four right and the thing will outlast the boat's wiring.